Are you under the impression that you need to come up with 20% of the home's price when buying a house? Well, that's not always the case. Recent homebuyers have actually put down far less. Thanks to programs like FHA loans, VA loans, and USDA loans, qualified buyers can put down as little as 0-3.5% for their real estate down payment.

If you're not familiar, FHA loans are backed by the government and only require a minimum down payment of 3.5%. VA loans are available for eligible military veterans and active service members, and often come with low or no down payment requirements. USDA loans are designed for those buying a home in a rural area and may not require a down payment at all.

Through these programs, many individuals who may not have saved enough for a large down payment can now become homeowners. To determine if you're eligible for any of these programs, it's best to connect with a trusted lender. They can help you understand your financing options and what your monthly payment would be based on your income and credit score.

In conclusion, don't let the thought of a big real estate down payment keep you from becoming a homeowner. With programs like FHA, VA, and USDA loans, you may need less than you think. Connect with a trusted lender to find out if homeownership is within your reach and start your real estate journey today.